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Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Reverse Mortgages

For homeowners to leverage the equity in their home.

FHA Home Loans

Popular for first-time homebuyers.

Refinancing

Replace your current home loan with a new one.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Fixed-Rate Mortgages

Offers predictability for your budget.

VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

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Simple Upgrades That Can Increase Your California Home’s Value


Most people take great pride in making their home more appealing, and homeowners can spend hundreds or thousands each year on improvements and alterations. One of the main things to consider when choosing an improvement project is how much value it could potentially add to your California residence. You also need to think about the overall cost of the project.

Here are some inexpensive improvements that can increase the value of your California home:

Invest in Home Security Upgrades

More than 1 million home burglaries take place in the U.S. each year. If your area has experienced break-ins, it may be time to beef up your home security. Investing in a wireless security system is a great way to protect your home and your possessions. Some homeowners think that these systems are expensive, but, in reality, there are many different wireless systems on the market that are relatively inexpensive. Taking the time to research all of the systems at your disposal is crucial. Consult with home security professionals to avoid missteps. They can help you choose the right security system and get it installed quickly.

Upgrade Your Appliances

Over time, kitchen appliances become outdated and unappealing. Rather than letting old appliances impact the value and appeal of your home, take action. Today’s market is filled with appliance options that are both affordable and energy-efficient. While an energy-efficient appliance may cost more initially, it will save you a lot of money on energy bills in the long term, which is why they’re a great investment.

Give Your Kitchen Cabinets a New Look

Another great way to make your kitchen more appealing and modern is by giving the cabinets a facelift. Instead of completely replacing your cabinets, think about painting them and adorning them with new hardware to save money. Before you choose a color for both your paint and hardware, consider the type of decor you already have in the space.

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