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Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Reverse Mortgages

For homeowners to leverage the equity in their home.

FHA Home Loans

Popular for first-time homebuyers.

Refinancing

Replace your current home loan with a new one.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Fixed-Rate Mortgages

Offers predictability for your budget.

VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

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Selling Your Home? Here’s How To Make It Look Its Best Before Showings


While there are many things you can do to make your California property look it’s best before showing to a potential buyer, here are four of the most important aspects to highlight:

Appeal

Appeal reigns supreme when it comes to attracting prospective buyers. They’re looking for an attractive residence that’ll present a welcoming façade and inspire pride in ownership. Inspect the interior and exterior of your California home from a buyer’s perspective. Every room and space inside, as well as the lawn, walkways and outbuildings, should be aesthetically appealing with coordinated colors and designs. Mismatches in structure or decor are usually a turnoff to those seriously interested in purchasing a home.

Cleanliness

Everything should be orderly. Get rid of trash, debris and weeds that can make the property appear uncared for. Unused items that are stored in closets, cupboards, the attic or the garage should be removed to make those areas appear more spacious and useful. All surface areas, including counters, floors, walls and ceilings should be free of dust or stains. Bathrooms should appear especially tidy and free of moldy tiles or rusty fixtures.

Freshness

Even a mansion can appear old and uninviting. Freshen the paint indoors, replace missing tiles and hardware and upgrade bathroom fixtures. Hardwood floors can be polished, or new carpet may be installed. Windows should be clean without spots or stains. Everything about the property should look well cared for and updated. Up the ante even further by cutting the grass and weeding any flower beds on the property.

Functionality

Make sure everything about the property is in good working order. Check electric switches and replace burned out bulbs. Check to see that cabinet drawers close completely and evenly. Inspect appliances and equipment for any problems or flaws that should be fixed before the property goes on the market. Creaking doors can be lubricated. Broken window latches should be repaired or replaced. Ensure the toilet flushes completely and that no faucets are leaking. Additionally, do a walk-through of the property and visualize how prospective California buyers might see the space.

Article by: Lizzie Weakley

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