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Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Reverse Mortgages

For homeowners to leverage the equity in their home.

FHA Home Loans

Popular for first-time homebuyers.

Refinancing

Replace your current home loan with a new one.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Fixed-Rate Mortgages

Offers predictability for your budget.

VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

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Projects To Tackle Around The House While You’re Stuck Inside


The longer you spend at home, the more likely you’re starting to nitpick everything about your space. You know what will help? A home makeover project. Below is a list of easy, but impactful home improvement projects that can increase enjoyment of your space.

Ultimate Spring Cleaning

Past spring cleaning efforts have been valiant—this year, take it to a new level.

Depending on how long it’s been since your last cleaning, this project may take some time. Thankfully, time is something we have a lot of right now! There are plenty of ways you can go about a deep cleaning and decluttering project.

Move top to bottom—start with your walls and windows and work your way down, before moving further into your home. Using an all purpose cleaner, wipe down your ceiling (if you can reach), crown molding, walls, cupboards, kitchen appliances and baseboards.

On the way down, give your windows a good cleaning (both inside and out), dusting blinds and shades, and washing anything that’s machine washable, like your curtains. And don’t forget about wiping down shelves and other built-ins.

Finally, take a vacuum to your vents and suck out any debris or dust that’s been gathering there. This is also a good time to change your HVAC filter, if you haven’t in a while.

New Furniture Arrangement

When you’re getting bored of your space, rearranging furniture is one of the fastest and easiest ways to refresh your home! There are so many creative ways to optimize the furniture in your California home. You’ll have to play around a bit to find out what sort of new arrangement works best in your space.

Here are a few additional rearrangement ideas to get you started and inspire your refresh:

  1. Move decorations and accent pieces to different parts of the home

  2. Organize your books by color or size

  3. Swap out throw pillows and blankets

  4. Switch up artwork

  5. Try using different pieces for different purposes—for example, maybe a side table becomes a plant or lamp stand

  6. If you have paint sitting around, paint a piece of furniture a new color

Minor Repairs

Examine your California home and make a list of all the repairs that are needed. Even if you work consistently to maintain your space, chances are there are a few outstanding projects you haven’t had time to get around to.

This is a great time to tackle those minor projects—particularly the ones that you can do all on your own. Many homeowners have used this time to:

  1. Re-caulk tile

  2. Touch-up paint

  3. Replace lightbulbs

  4. Repair broken fences

  5. Fix squeaky doors

  6. Oil wood cutting boards and kitchen tools

  7. Tighten loose fixtures

Plan for the Future

If you’d like to make bigger upgrades to your California home in the future, now is an excellent time to start planning! Maybe working with a home remodeler isn’t possible for you right now—you can still use this time to make progress on future plans:

  1. Make a list of what you’re dreaming about for your home

  2. Talk to your family about what changes and upgrades they dream about

  3. Create a Pinterest or Houzz account to save ideas

  4. Consider how much you’ll be able to budget for this project, when the time is right

  5. Research design-build companies and contact them to learn more about their services

You’re likely spending a lot more time than usual at your California home, so you have an excellent pulse on what’s working and what needs improvement. Take advantage of this opportunity to dream big and think about what sort of changes will benefit you and your family most.

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