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Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Reverse Mortgages

For homeowners to leverage the equity in their home.

FHA Home Loans

Popular for first-time homebuyers.

Refinancing

Replace your current home loan with a new one.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Fixed-Rate Mortgages

Offers predictability for your budget.

VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

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Plan For Unexpected Repairs


No matter how diligent you are when it comes to fixing things around the house, you’ll eventually have unexpected maintenance issues pop up. While some of these may allow time for you to save up to repair them, some may need to be repaired immediately. Here are a few of the more common issues that tend to catch homeowners off guard.

Running Toilets

A constantly running toilet is not only annoying, it will also cause your water bill to increase…sometimes dramatically. If you notice your toilet is usually running, you may need to purchase a new flapper or the chain on the flapper may be broken. These are both very simple, inexpensive fixes. If you need to replace the flapper, you can do probably install it in less than 30 minutes. Simply follow the instructions on the package. The problem could also be a leaky fill valve, which is another cheap and easy fix.

Leaking Pipe

A busted or leaky water pipe may seem like a big problem, but it is often easy to repair. First, locate the damaged pipe. If you have no clue what you will need, take a picture and show it to an attendant at your local hardware store. They will be happy to help you gather all the required equipment. You can always enlist the help of your local plumbing professional if the job seems a bit too much to undertake.

Damaged Gutters

Your gutters play a vital role in protecting the foundation of your home from water and structural damage. A failing foundation is a difficult and expensive repair that you want to avoid if at all possible. Thus, if you notice your gutters starting to fail, you need to get them replaced as soon as possible. Gutters may seem like a big expense, but you have options. Since gutters come in a wide range of materials, you can choose the type that best fits your budget. Aluminum gutter installation is a good choice because they are not only affordable, but durable, too. Other cheap options may fail in just a few years, but aluminum gutters are reliable and can last for decades if you take proper care of them.

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