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Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Reverse Mortgages

For homeowners to leverage the equity in their home.

FHA Home Loans

Popular for first-time homebuyers.

Refinancing

Replace your current home loan with a new one.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Fixed-Rate Mortgages

Offers predictability for your budget.

VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

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Moving Tips Part #2 – Packing

California real estate

When it’s time to pack, you want to make it as easy as possible. This is true for vacationing, camping, and of course, moving to a new house. Follow these packing tips for moving to make things run smoothly.

Wrap Drawers

Instead of cleaning out drawers, utilize that space by keeping the things you’re taking in the drawers. Fill in any empty space with other stuff and wrap it in plastic wrap. Stack the drawers in the van. You can even put the drawers back in the dresser when you put them in the moving van.

Don’t Fold Clothes

Instead of folding your hang-up clothes, leave them on hangers. You can put them in trash bags with the top of the hangers sticking out the top. This will prevent wrinkles in clothes you don’t want wrinkled and will keep things tidy.

Use What You Have

Instead of struggling with boxes and bubble wrap, use what you have. Wrap breakables in sheets and towels. Put them in pots, pans, and baskets you have lying around the house. This will save money and space.

Get A Carry-On

You don’t want to dig through boxes when you want toothpaste, so get a carry-on for each person. Put everything you need for at least a day in it, even a change of clothes and a few snacks. This will make things easier.

Colored Duct Tape

Find a way to color-code everything. Use a different color of duct tape for each room or each person. Whatever system works for you. This makes things a whole lot easier on the other end and will make packing go smoothly.

Take Pictures

Whether it be the way you have your spices organized or the way the TV is set up, take pictures of anything that isn’t obvious. Then, anyone can put it back the way it was. You can even take pictures of each box on the inside.

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