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Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Reverse Mortgages

For homeowners to leverage the equity in their home.

FHA Home Loans

Popular for first-time homebuyers.

Refinancing

Replace your current home loan with a new one.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Fixed-Rate Mortgages

Offers predictability for your budget.

VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

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Improve The Curb Appeal Of Your Home

California home improvement

Sometimes we focus so much on the interior of our homes that we may neglect the exterior. If you’re thinking about selling your home, or simply want to one-up your neighbors, here are a few ideas that will get you started.

Walkway

When folks come to your house, you want to roll out the red carpet. A beautiful walkway can give off the impression that you’re welcoming guests to your house. If you have a plain concrete walkway, you can tear it up and install pavers, brick or slate. However, if you don’t want to do all of that, you can powerwash the walkway and stain it with a special concrete stain. Again, you can go as bold or as subtle as you’d like with the stain color, but be sure to choose a complimentary color.

Lighting

Houses often have a generic porch light, and those don’t do a whole lot for the exterior of your home. Upgraded light fixtures add a bit of class and appeal to your home without a lot of fuss. Dark fixtures with clean lines on lighter houses just look a little more modern if that’s your desired aesthetic. If you want a farmhouse look, white or gray lantern fixtures are great options. Other than porch lights, you can add walkway lights or light posts to the front of your driveway too.

Flowers

You’d be surprised by how well-maintained flower beds can improve the look of your house. The bright colors, deep rich mulch and even trimming around the flower beds go a long way to helping your house look put together. When you’re choosing flowers, you want to be mindful of what type of flowers grow best in your particular neck of the woods. Flowers like pansies and hostas are great for colder climates, but hibiscus or peonies do better during the summer or warmer climates.

Color

Naturally, flowers are a great way to add some color to your house, but there are other ways you can add color! You can give your house a new coat of paint, which will freshen up the look of your house. Some popular exterior colors include shades of gray and blue, off white, and light neutrals like taupe and brown. Another great way to add color is by having a bold door and/or shutters. Red doors are typical, but have you ever considered robins egg or even a bright color like orange, fuchsia or green? Just remember to choose a color that compliments the rest of the house, rather than clashes.

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