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Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Reverse Mortgages

For homeowners to leverage the equity in their home.

FHA Home Loans

Popular for first-time homebuyers.

Refinancing

Replace your current home loan with a new one.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Fixed-Rate Mortgages

Offers predictability for your budget.

VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

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How To Keep Your Roof in Top Shape


The roof is one of the most important parts of any house. It serves as a barrier against hail, ice, snow, and rain, as well as branches and debris. In this article, you will learn what you need to do to keep your roof in top shape to protect your home for years to come.

Trim Branches

Your roof is under constant attack from falling leaves, water, and debris. In addition to that, overhanging branches can also damage your roof. Thus, you should keep your tree branches trimmed and away from your roof. If there are trees in your yard that are close to your roof, you should start trimming them as soon as possible.

Inspect/Repair Shingles

If you notice a cracked or missing shingle, you should inspect the rest of the roof to make sure that the issue doesn’t lie with a damaged piece of wood or a leaky nail. Although most homeowners don’t worry about small cracks on their shingles, it is important that you take them seriously. The more time passes, the bigger the crack becomes and the weaker the shingle becomes.

Clean Gutters Regularly

Even if you clean your roof regularly, your gutters can still become clogged with leaves and debris. This can create a lot of problems for the roof because water will not be able to flow away from it easily. That is why you should clean your gutters and downspouts at least once every 6 months.

Get a Roof Inspection

Although most people don’t consider their roofs until something goes wrong with them, getting an inspection done is actually one of the most important things that you can do in order to keep your roof in top shape. In addition to preventing any serious issues from happening, a good inspection will also let you know what kind of maintenance your roof needs and how much time it has left before it starts leaking and breaking down completely.

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