top of page
Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Reverse Mortgages

For homeowners to leverage the equity in their home.

FHA Home Loans

Popular for first-time homebuyers.

Refinancing

Replace your current home loan with a new one.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Fixed-Rate Mortgages

Offers predictability for your budget.

VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

Heading 6

Add paragraph text. Click “Edit Text”

Five Lawn Maintenance Tips for Fall


The end of summer here in California does not mean the end of lawn maintenance. Every lawn is different, but here are some lawn maintenance tips to take advantage of the beautiful fall weather in California.

Repair bare spots

During the summer, there’s usually a lot of lawn traffic. By the fall, pets, kids playing, and foot traffic have probably resulted in a few bare patches. Using a hand rake or other tool, loosen the top layer of soil to give the new seed a better chance to nestle in and begin to build strong roots. Give the newly seeded patch a deep and thorough watering – but stop if you see the water start to puddle. Water the patch daily to keep those seeds hydrated and growing.

Overseed your lawn

If your lawn looks thin in the fall, this is a good time to thicken it by overseeding before winter sets in.To overseed your lawn, start by setting your mower to one of its lowest settings so you can cut your grass to a height of 2 inches or less, and bag the clippings. Rake the lawn to remove dead grass and debris, while also loosening the upper layer of soil….then seed away!

Feed your lawn

Fall time in California is peak time for your lawn to begin storing nutrients and growing lots of strong roots. From grass roots to blade tips, feeding in the fall will do a whole lot of good for your lawn, both now and in the spring. Here are 3 benefits of fertilizing your lawn in the fall:

  1. Help rejuvenate and repair your lawn: All lawns get stressed by summer heat, drought, heavy foot traffic, or a combination of those. Applying lawn food can help replenish frazzled, worn-out grass so it recovers quicker and better. Plus, a fall feeding provides a noticeable greening that lasts longer than an unfed lawn.

  2. Give roots a pre-winter nutrient boost: Lawns get hungry, especially as they slow down at the end of the growing season. Fall lawn food helps your lawn grow stronger, deeper roots before cold weather and frozen soil set in.

  3. Make for a strong start to spring with a greener lawn: During the dormant season, it’s natural for your lawn’s growth and energy to come to a near standstill. A fall feeding gives grass a big dose of essential nutrients to store for when they’re needed most: the spring growing season. Not only will that lead to a thicker, lusher lawn, but your grass will green up earlier by as many as 2 to 6 weeks!

Keep cutting your lawn

You still need to cut your lawn in the fall. However, make sure you keep it two and a half to three inches tall. A shorter lawn will reduce the energy available to the grass which is needed to obtain nutrients for healthy root systems. A shorter lawn could also reduce your lawn’s ability to resist the cold and dryness of winter. Mowing also chops up the leaves and turns it to mulch – which enhances the soil.

Clean Up Your Leaves

Raking leaves is typical lawn maintenance in the fall. They can be used as mulch, compost or several other applications. One additional way to use the leaves is to chop them up with a leaf vacuum and store them outdoors in a black garbage bag. Rather than purchase new soil for containers, take the chopped-up leaves and mix them into the existing container soil.

コメント


bottom of page